About Pacific Debt

At PacificDebt.Help, we proudly support Pacific Debt Relief in their mission to help people achieve financial freedom. As part of the Pacific Debt Relief family, our platform provides clear and comprehensive resources to guide you through the company’s services. We focus on offering state-specific information to help you confidently navigate your debt relief options. Our goal is to make sure Pacific Debt Relief is the right solution for you. If not, we’re committed to still guiding you toward other trusted solutions—always under the same mission of delivering reliable debt relief.

Celebrating Pacific Debt Relief’s Growth

Since 2002, Pacific Debt Relief has expanded its services across the country, now offering tailored debt relief resources to clients in 49 states (except Oregon). Whether you’re in California, Texas, Florida, or New York, Pacific Debt Relief ensures you receive the specific guidance and support needed for your state. This personalized approach allows the company to tackle the unique debt challenges that individuals face based on their location, ensuring every client gets the help they need to regain control of their financial future.

Our Mission and Vision

• Mission: To provide transparent, accurate, and state-specific reviews that help individuals regain control of their financial lives through debt settlement.
• Vision: To become the most trusted resource for debt relief information across the U.S., helping millions find the right solutions to achieve financial freedom.

Meet the Team

The PacificDebt.Help team is dedicated to helping you understand Pacific Debt Relief’s debt settlement services. We strive to give you straightforward, actionable information to guide you through every step of the process.

• Kevin Landie, CEO of Pacific Debt Relief: Kevin has led Pacific Debt Relief since 2002, helping clients settle over $500 million in debt. His focus on integrity and customer care has helped shape the company into a trusted leader in the debt settlement industry.
• The Rest of Us: Our team of financial experts works to ensure that all the information you find here is accurate, easy to understand, and helpful in making the right decisions for your financial future.

What Makes Pacific Debt Relief Different?

While many companies talk about debt relief, here’s why Pacific Debt Relief stands out:

• State-Specific Expertise: Debt relief laws vary by state, and Pacific Debt Relief tailors its services to each state’s unique requirements. This ensures that wherever you live, you’re getting the guidance that’s relevant to you.
• No Hidden Agendas: We are committed to providing honest, clear information without pushing you into services that don’t work for your needs. Our goal is to give you the facts so you can make the best decisions for your financial situation.
• Proven Success: With over 20 years of experience, Pacific Debt Relief has successfully helped clients across the U.S. settle their debts and regain control of their finances.

How Debt Settlement Works

Debt settlement with Pacific Debt Relief is straightforward. Here’s what to expect:

1. Free Consultation: Start with a free consultation with a certified debt counselor. They’ll assess your situation and help you decide if debt settlement is the right choice.
2. Create Your Plan: Once you join, you’ll start saving money in a dedicated account. This savings will be used to pay off your reduced debts once settlements are reached.
3. Negotiation: Pacific Debt Relief negotiates with your creditors to lower the amount you owe. Their team has extensive experience and a proven track record of getting results.
4. Settle Your Debt: When an agreement is reached, you’ll use the money you’ve saved to pay off your reduced debt and work towards becoming debt-free.

Who Can Pacific Debt Relief Help?

Pacific Debt Relief specializes in helping people with unsecured debt, such as:

• Credit card debt
• Medical bills
• Unsecured personal loans
• Store and gas cards
• Some student loans

If your debt isn’t tied to a home or vehicle, Pacific Debt Relief can help you negotiate a lower balance and regain control of your finances.

Why Choose Pacific Debt Relief?

• Experience You Can Trust: Since 2002, Pacific Debt Relief has helped clients across the U.S. settle over $500 million in debt.
• Ethical Practices: Pacific Debt Relief holds an A+ rating from the Better Business Bureau, showcasing their dedication to ethical practices and customer satisfaction.
• No Upfront Fees: You won’t pay a penny until Pacific Debt Relief settles your debt. Their fees, which range from 15% to 25% of the total enrolled debt, are only collected after a successful settlement.

The Impact on Your Credit

Debt settlement can affect your credit score, especially as payments may be paused during negotiations. However, many clients find that the long-term benefits of becoming debt-free far outweigh any temporary impact on their credit score. Once your debt is settled, you can begin rebuilding your credit and working towards a more secure financial future.

Who We Serve

Our services are for anyone struggling with debt. Whether you’re facing overwhelming credit card balances, medical expenses, or other types of unsecured debt, Pacific Debt Relief is here to help. No matter where you live or what your financial situation looks like, we aim to provide you with the information and resources you need to find the best solution.

Ready to Take the Next Step?

At PacificDebt.Help, we believe everyone deserves a chance at financial freedom. Explore our site for detailed reviews and resources that can help you make the best decision for your situation. Whether you’re ready to take action or just learning more, we’re here to guide you every step of the way.

Contact Pacific Debt Relief

• Address: 750 B St Ste 1700, San Diego, CA 92101-8131
• Phone: (877) 722-3328
• Email: [email protected]

Office Hours

Sunday: Closed

Monday to Thursday: 6:00 AM – 7:00 PM

Friday: 6:00 AM – 4:30 PM

Saturday: 7:30 AM – 4:30 PM